Does McDonald’s Take Apple Pay? Yes, But.. (My Experience) 2022

Most iPhone users now use Apple Pay to make purchases online and offline because it is convenient and straightforward. You might be wondering if you can use Apple Pay at McDonald’s to pay for your order.

I had the same question when I was about to visit McDonald’s last week. Does McDonald’s take Apple Pay? I researched online and contacted a support representative to find the answer.

McDonald’s takes Apple Pay to pay for your online or offline orders. You may tap your iPhone or Apple Watch with the Wallet app open on the restaurant’s POS machine or drive-thru, or use the App Pay option on the McDonald’s app or website to pay.

To make sure all McDonald’s take Apple Pay, I visited a couple of McDonald’s in my city, and here’s what I found.

Does McDonald’s Take Apple Pay?

Yes, McDonald’s accepts Apple Pay as a valid payment method. You can use Apple Pay to pay for your online and offline orders.

I went to two restaurants and one drive-through to try if they accept Apple Pay. I asked the cashier if Apple Pay was available, and they said yes. I was asked to place my phone on the POS machine to complete the transaction.

In a couple of seconds, I got a message saying the transaction was successful, and money got debited from my credit card.

My experience of using Apple Pay at McDonald’s was hassle-free and straightforward. You don’t need to carry a card or cash anymore. All you need is just your iPhone or Apple Watch.

I also got to know that Apple Pay works flawlessly at McDonald’s self-service kiosks, too.

If you’re still confused as to how to use Apple Pay at McDonald’s, don’t worry. Follow the guide below to learn how to use Apple Pay to pay for your orders at McDonald’s.

Where All Can I Use Apple Pay?

Both offline stores and McDonald’s online store accepts Apple Pay as a valid payment method. You must register your card in the Apple Wallet app to tap and pay using Apple Pay.

Below are all the places where Apple Pay is accepted in McDonald’s.

  • McDonald’s Restaurant
  • McDonald’s Drive-thru
  • McDonald’s Self-Service Kiosk
  • McDonald’s Android and iOS App
  • McDonald’s Website

If you use the McDonald’s app or website, select Apple Pay as the payment method on the checkout page.

How To Use Apple Pay At McDonald’s

Pay With Apple Pay At McDonald's

The process is pretty simple. It is the same as using your card, but this time you’re using your iPhone with the wallet app open.

Even though every McDonald’s that I went to accepted Apple Pay, I’m still not sure if this will be the case with every McDonald’s. It would be good to confirm with the cashier if they accept Apple Pay.

Before starting, ensure you have added your credit or debit card to your Apple Wallet app. Without adding your card, you won’t be able to make any transaction at McDonald’s or any other store.

If you haven’t added your card yet, refer to the section below to see how to add your debit card or credit card to the Apple Pay app.

Follow the step-by-step guide below to use Apple Pay at McDonald’s.

  • Unlock your iPhone and open the Wallet app. (You may also click the power button twice to launch the Apple Wallet app directly).
  • Complete authorization with Face ID on newer iPhones or Touch ID on older ones.
  • Select the card from the Apple Wallet app and place your iPhone on the POS machine.
  • Once done, you may take close the wallet app.

Once the payment is successful, you should get a message from your bank saying the amount is debited.

Can I Use Apple Pay On McDonald’s App/Website?

Another common question that pops up is whether you can use Apple Pay on McDonald’s website or app.

Yes, McDonald’s takes Apple Pay for orders made on their official website or app.

Let’s see how to pay at McDonald’s website using Apple Pay.

  • Open McDonald’s website or app
  • Ensure you are logged in to your account
  • Add the required items to the cart and tap Check out
  • Select Apple Pay as the payment method and continue with the payment
  • Select the card and complete the payment on the Apple Pay app

Apple Pay works with all leading web browsers, including Safari, Google Chrome, Firefox, Brave, Edge, etc.

How To Add Card To Apple Wallet?

Add Cards To Apple Pay

To pay at McDonald’s with Apple Pay, you must first add your credit or debit card to the Apple wallet app.

Follow the steps below to see how to add your card to your Apple Wallet.

Make sure your card has contactless payment enabled. You can only add your card to the Apple wallet app if it has NFC or contactless payments enabled.

  • Open the Apple Wallet app on your iPhone
  • Unlock it with Face ID or Touch ID
  • Tap the (+) Plus button at the top right
  • Now place your credit/debit card on the scanner that appears. Apple Pay app will automatically enter the card details for you.
  • You may also tap the Enter Card Details Manually option to enter it yourself.
  • Now follow the bank’s instructions.
  • Once completed, your card is active on Apple Pay

You may now use the card to pay via Apple Pay.

Your bank or the credit card company will provide you with the option to enable or disable contactless payments. You must log in to your account and ensure the contactless payment method option is enabled for your credit or debit card.

If the contactless payment method option is disabled for your card, it won’t work on Apple Pay.

Is There Any Fee For Using Apple Pay At McDonald’s?

Apple Pay is a third-party service. Now you might wonder if you are liable to pay any extra fee for using Apple Pay at McDonald’s.

No. You don’t have to pay extra charges for using Apple Pay at McDonald’s. A small service fee will be charged to the retailer. In the end, you will only need to pay the bill with the tax included.

How Much Can I Pay With Apple Pay

Many ask if there is any limit on the amount they can pay with Apple Pay at McDonald’s.

Well, there is no limit set by Apple Pay. But there might be some limits by your bank or card provider.

You may open your bank’s website or credit card app to see your current credit limit and maximum usage limit. The same will be applied while using your card via Apple Pay as well.

In short, the only ceiling or limit is your credit card’s limit or the balance in your bank account when it comes to the debit card side.

Is Apple Pay Safe To Use McDonald’s

Some of you might have safety concerns about using Apple Pay at McDonald’s. If you are concerned about security, let’s see if there is any risk in using Apple Pay at McDonald’s.

Apple is a company that puts your privacy and security as its top priority. It is entirely safe to use Apple Pay at McDonald’s.

The risk element here is the same as using your card for payment.

Do not give anyone access to your Apple ID or your device. They may manipulate and use your Apple Pay to make fraudulent purchases if they access your device.

Do not ever disclose your Apple Pay details, card number, expiry date, pin, CVV, etc., to anyone, no matter what. Even if someone claims to be from your bank or Apple Pay, do not bother to share those confidential details with them.

Finally, to be safer, only contact Apple through their official website, which is accessible here.

What To Do When They Don’t Accept Apple Pay?

In rare cases, McDonald’s may not accept Apple Pay as a payment method. In this case, you will be forced to use your card or other payment methods, including Google pay.

Even though it says that all McDonald’s accepts Apple Pay, in rare cases, maybe they temporarily stopped accepting Apple Pay.

As for the McDonald’s app and website, they always accept Apple Pay.

Frequently Asked Questions

Below are some commonly asked questions about using Apple Pay at McDonald’s.

Can I Use Apple Pay At McDonald’s?

You may use Apple Pay at McDonald’s to pay for your order. Just open the Apple Wallet app and then select the card of your choice. Simply place your iPhone on the POS machine to complete the transaction.

Will I Be Charged Extra For Using Apple Pay?

No, you won’t be charged anything extra for using Apple Pay to pay for your orders at McDonald’s. You will only be required to pay the amount mentioned in the bill,l which includes the taxes.

Can I Use Apple Pay On McDonald’s App?

Apple Pay payment option is available on the McDonald’s app and website. Click the checkout button and select Apple Pay as the payment option. Now you may proceed to complete the payment on the Apple Wallet app.

Wrapping Up

You can use Apple Pay at McDonald’s for all orders. McDonald’s accepts Apple Pay at the drive-thru, restaurant, self-service kiosk, website, and app.

Make sure contactless payments are enabled on your card for Apple Pay to work at McDonald’s.

Next time, when you are at McDonald’s, tap your iPhone on the NFC reader machine with the Apple wallet app open to complete the transaction.

I am Astro and here at IPEE World I write about various Technology content including News, Guides, and Reviews